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The Marketing Front
spreads and investments years ago and also in mortality gains. V_rrththe advent of the universal life ... the risk profile and our ability to maintain mortality spreads. So, in terms of making money on holding ...- Authors: Thomas Marra, H Shumrak, Richard D Jameison
- Date: May 1993
- Competency: Strategic Insight and Integration
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Marketing and distribution - Annuities; Health & Disability>Health insurance; Life Insurance>Marketing and distribution - Life Insurance
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Direct Marketing - The Future
charecterizing the current industry situation (Table 1). TABLE 1 Current Situation • Stagnant, declining ... The key factor is the economy for this trend (Table 2). We're continuingto define markets in terms of ...- Authors: Application Administrator, Edward P Mohoric, H Shumrak, Gary A Kauffman
- Date: May 1992
- Competency: Strategic Insight and Integration
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance; Life Insurance>Marketing and distribution - Life Insurance; Public Policy
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Non-Traditional Marketing Section
insurance products through stockbrokers, banks, S&L’s and retailers. In addition to covering these ... non-traditional marketing through broadcast media, round table discussions of current interest topics in non-traditional ...- Authors: H Shumrak
- Date: Oct 1986
- Competency: External Forces & Industry Knowledge
- Publication Name: The Actuary Magazine
- Topics: Annuities>Marketing and distribution - Annuities; Life Insurance>Marketing and distribution - Life Insurance
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Penetrating the Elusive Middle Market for Life Insurance
smaller policies. 3. Higher underwriting and mortality costs. If one were to spend $500 for a medical ... relative-to-premium cost levels, the expected mortality would be materially higher due to the simplified ...- Authors: H Shumrak
- Date: Nov 2011
- Competency: External Forces & Industry Knowledge
- Publication Name: Reinsurance News
- Topics: Life Insurance>Marketing and distribution - Life Insurance
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Lifetime Value/Lifetime Marketing
The uptick, however, was due entirely to the annuity boom, and if you sort it out, that's what you actually ... money came out of the troubled savings and loan (S&L) accounts, formerly invested CDs, and other deposit ...- Authors: H Shumrak, Bradley M Smith, Erich Sippel
- Date: Oct 1993
- Competency: Results-Oriented Solutions
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Marketing and distribution - Life Insurance
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Direct Response Marketing - Life And Health Insurance
tried, such as cancer, victim of crime, accident annuity, umbrella liability, and between-jobs major medical ... other products that the consumer wants an IRA annuity, for instance. DIRECT RESPONSE MARKETING - LIFE ...- Authors: Roberta L Canfield, Edward P Mohoric, Harry Ploss, H Shumrak, Lawrence Hersh
- Date: Apr 1985
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance; Life Insurance>Marketing and distribution - Life Insurance